An Armored Car For the Public

January 21st, 2012 by admin No comments »

Everyone is accustomed to see the armored cars parked (often illegally) outside of banks and businesses where uniformed men load and unload huge bags of what must be money. And everyone has also seen the mundane but practical SUV’s driven by ‘soccer moms’ loading groceries in the grocery store parking lots or disgorging kids and sports equipment at the local baseball fields.

Traditionally an armored car was strictly for the security business. Enter the Conquest Knight XV. Car News describes the Knight XV as “an ultra-luxurious handcrafted, Bio-fuel powered fully armoured SUV.”

The Knight XV is handcrafted and each vehicle requires 1500 hours to build. The company plans to build a limited first run comprising l00 vehicles. The Knight XV was first introduced to the public at the SEMA show in Las Vegas and displayed more recently at the well-known Farrett-Jackson Collector Car Event held in Scottsdale, Arizona.

It will appeal to aficionados of those things military. Its role model is the Gurkha military vehicle used by the US Army, the Russian Foreign Ministry, and various SWAT teams. The Knight XV definitely has the military look. It is the brainchild of Conquest Vehicles, Inc., a company housed in Toronto, Canada. Conquest specializes in the design and manufacture of fully armored, luxurious, handcrafted sport utility vehicles.

The Knight XV is also fully armored. The windows and windscreen are constructed from a 2.5-inch transparent material that is bulletproof. The body is crafted from ballistic hardened steel with ballistic hardened fiberglass fenders and bumpers. Mickey Thompson Baja Radial ATZ ballistic run-flat tires are mounted on the 20 inch forged aluminum wheels. This is an oversized SUV built on a Ford F550 chassis, as is the Gurkha. The Knight XV is 20 feet long by 8 feet, 2 inches wide. It stands 8 feet, 4 inches tall with a 14-inch ground clearance. It has a 141-inch wheelbase and weights 12,000 pounds.

It is equipped with a 6.8 liter V10 engine producing 400 hp and 498 ft-lb or torque.

The engine was built to operate on bio-fuel however it can also run on petrol or diesel. The fuel tank has a 40-gallon capacity.

The 283-cubic-foot interior is spacious and luxurious. It features Wilton Wool luxury carpeting and Andrew Muirhead leather. Each boardroom style seat is 6 way powered and has its own side mounted lap top station. Other amenities are the Tandem glass sunroof equipped with privacy shades, LED ambient cabin lighting, TV monitors, Bluetooth equipment, Alpine AM FM CD DVD navigation, and Playstation 3. A night vision rear camera is also installed.

The Knight XV is equipped with an E-85 Ethanol conversion system (Flex Fuel) with California certification. It is therefore certified in all states.

According to Conquest President William Maizlin the Knight XV is designed to “appeal to high profile individuals with discriminate tastes that place security and luxury at the top of their list when it comes to acquiring a bespoke luxury vehicle.”
The Knight XV comes with a price tag of $310,000 so one will not be passing too many of these on the freeway.

Some Interesting Car Insurance NewsSome Interesting Car Insurance News

January 19th, 2012 by admin No comments »

It has been reported by way of car insurance news that insurance companies specifically car ones are attempting to catch out fraudsters by using social networking sites. This is because this fraud is costing the industry a lot of money.

It has been reported that increases of eleven and a half percent have taken place on comprehensive cover. This is very unfair to the drivers that are not committing fraud. It has been reported that this is causing premiums to increase at about sixty-three dollars per year. This makes it more important for people to shop around and get the most cost effective cover possible.

The recession is believed to be part of the reason for this fraud taking place. It has forced people to become dishonest, fraud gets committed and the premiums escalate. Unfortunately, the innocent suffer.

Certain social networking sites are however exposing this by sharing information. People are submitting messages daily on a twenty-four seven basis. This is helping the industry somewhat.

What the fraudsters may be unaware of is that this information may be used in court, as the information was made public via the site. This makes this news of immense value to the carrier companies. Ultimately the responsibility of these posts lay with the social networking sites as they control privacy issues.

There are two main kinds of fraud. One is where claims are exaggerated in order to receive larger payouts and the other is where accidents are manufactured on purpose so claims can be made. The tragedy with this kind is that innocent people are hurt in these accidents.

A few legal companies have reported success by using information accessed on these sites. They have been able to get evidence that has prevented the unnecessary paying out of claims. It has saved carriers thousands.

Third party theft and fire premiums have increased by twelve point seven percent. This has not helped the man in the street as the high cost of living is already eating at his dollars. Some reports that while crime may be reducing this have been negated by the high rate of fraud going on currently.

Online applications have been blamed to an extent as it is to provide false information via this medium and it is even easier to obtain coverage than it ever has been in the past.

All of the above information highlights the importance of keeping an eye or an ear on car insurance news, so that you know when to look for cheaper cover.

We’ve got exclusive inside info on interesting car insurance news now in our complete how to get low-costing ins cover overview.

Why Car Title Loans Are Bad News

January 19th, 2012 by admin No comments »

Getting a car title loan can be bad news!

CNN once wrote an article in reference to why car title loans are a bad idea. Even though car title loans can give you the cash that you need on a short notice, you are risking something much more important. You are putting your car which if you default enough times, the loan company can seize your car and it’s gone. Not only is it bad for you to have a car title loan but the interest rates are something that would give my grandmother a heart attack if she was still around. You are forking over interest that is even higher than what even a shady credit card company may impose on you.

Even though they may repossess your vehicle you can still be faced with even more financial problems because they more than likely will not regain all the money they lost on you. The reason why car title loans are bad news is because they make credit card interest look like a walk in the park. Car title lenders are in a different category than those who issue out credit cards. They can charge exorbitant amounts of interest that to a person who isn’t in a financial crisis can see. Why is it that they can charge this type of interest? They are not protected by what is called usury laws There are only a handful of states that protect consumers from these outlandish interest rates.

It is stated within the federal laws that a company HAS to disclose what their interest rates are before you are obligated to make any decisions. So you may want to reconsider if the loan percentage is too high. You don’t want to be in any more financial despair than you are already in.

Why car title loans are bad because they tend to prey on people who have little to no credit to even bad credit. Especially with the times as they are right now, there are going to be lenders out there that will prey on you especially when you have some sort of collateral to back the potential loan that you are requesting.

Times are especially hard for creditors, bankers and people just like you so please think and weigh all your options before considering a car title loan. If you do end up taking out a loan, please refer to our borrowing responsibly section as there is some basic information that can entail you to have a successful borrowing experience.